Retirement, succession and business exit

Effective retirement planning

Everyone hopes to maintain his or her standard of living into retirement, but this requires considerable forward planning.  Here are some important questions you need to ask yourself:

Exit strategies

If you’re in business, do you plan to leave it for the next generation – and do you have a workable succession plan? If you intend to sell, how will you value the business and find a suitable buyer?  Are you aware of the tax implications of the timing of disposals?

Pension provision

Have you made adequate pension provision, and do you have the right type of pension?  Are you aware of all the pension possibilities open to business owners and directors?  Are you making full use of all your allowances?

Savings and investments

Do you have the right balance between savings and investments, and between high and low risk exposures?

Life assurance and long-term care

Do you have adequate life assurance, and have you made provision for long-term care and medical insurance for you and your spouse in your later years?

Once you’re ready to take action, our partners and managers, alongside carefully chosen specialist advisors, can help you answer all these questions and recommend solutions tailored to your particular needs.